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10 Tips: Thinking of buying a home? Be prepared
This is an excellent article that was written for the Sunday – November 8,2008 edition of the St. Petersburg Times News Paper.
Ok, so no one can can guarantee a hassle free experience when it comes to mortgages especially in today’s climate. However, as a home buyer in the Tampa Real Estate Market, or just about anywhere for that matter one can definitely make life much easier on themselves and help to ensure a smooth home buying process by checking on a few details up front. Then when you and your buyers agent locate the home of your dreams the process will go much faster. If your new home research is here in Tampa, then the Future Home Team at Greater Tampa Bay Real Estate can also assist in ironing out any last minute details or issues you might have questions with.
So here’s a quick synopsis of the 10 Tips to help ensure Buyers are prepared.
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Check your credit score. Your score will impact the interest rate on your mortgage in a big way.
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Seek help if you’re new at this. First-time home buyers’ programs can help people who have credit problems or limited savings to find loans with better interest rates than they might otherwise find.
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Get pre-approved for your mortgage. A pre-approval letter from a mortgage lender is a requirement in a loan market like this.
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Don’t borrow more than you can afford.
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Search for the best possible rate and loan terms.
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Beware of toxic loans. Be careful with adjustable-rate mortgages, or ARMs, that will cause your mortgage payment to jump to a potentially un-affordable level in a few years.
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Remember those closing costs.
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Factor in other big expenses.
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Work with a buyer’s agent. *
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Don’t break the bank. Make sure you have money left in your savings account after you buy.
*The experienced Future Home Team at Greater Tampa Bay Real Estate can assist you with the 10 Step Process. As your Buyers Agent they will represent you from the start of your search, and ensure that you are 100% satisfied and happy in your new home.
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FORMERLY – Offered at $398,750
** This home has been removed from the MLS LISTING and has been rented effective February 25, 2009 **
Should desire information regarding buying this home you can still contact us.
Property Features
COBB’S LANDING a GREAT COMMUNITY w/Access to LAKE TARPON, Private Boat Marina w/Boat Slips, Playground, Tennis Courts and TRAILS built around BEAUTIFUL CONSERVATION.
Built 1986
4 Bedrooms
3 Full Baths
2 Garage Spaces
Room Dimension
Living Room -15×14
Family Room -21×15
Dining Room -13×12
Kitchen -12×10
Master BR -15×13
2ndBR -13×12
3rd BR -12×11
4th BR -12×11
Property Details
This is an Estates at Cobbs Landing Home a GATED COMMUNITY.
Home sits on OVERSIZED LOT approx 191′ x 80′ PROFESSIONAL Upgrades in Home/ Brand NEW TILE FLOORS from Entry Leading to MasterBd & throughout Kitchen & BathRms/ NEW WOOD FLOORS in DiningRm/ NEW CARPET in LivingRm & BedRms/ KITCHEN Updated from Top To Bottom with WOOD CABINETS w/GRANITE COUNTERS, NEW STAINLESS STEEL Refrigerator & Oven/Glass Top Range, NEW Black Dishwasher & MIcrowave/ NEWER ROOF APPROX 3YRS /2008 NEW AIR CONDITIONER SPECIAL FEATURES in the Home / CATHEDRAL & Volume Celings & Skylights/ TERRIFIC POPULAR FLOOR PLAN/ Separate LivingRm & DiningRm/ Master BedRm with nice Wall Space for Furniture/ 2 LARGE MASTER CLOSETS w/Dressing Area & Sink/ LARGE MASTER BathRm w/Separate Large Garden Tub & Shower/ Kitchen Opens to Breakfast Room & GREAT ROOM w/WoodBurning FIREPLACE & Dry Bar, 3 WAY-SPLIT BEDROOM Plan/ Back BedRm & BathRm can serve as TEENAGE RETREAT or Mother-In-Law Section/ Outside is a LARGE POOL & SCREENED ENCLOSURE w/ LARGE COVERED AREA w/Outside SUMMER KITCHEN with Jen-Air Grill & Sink The Home Looks out to the Pool Area and the Pretty PARK LIKE SETTING
Disclaimer: Properties identified as RENTED or NO LONGER LISTED may still be available. Homes are removed from the MLS for a myriad of reasons; owner desires to self list, no longer wants the home in the Multiple Listing Service, rents the property or decides to wait on other market conditions etc . However, should you still have an interest in one of these properties or desire more information please do not hesitate to contact us.
Formerly- Offered at $484,900
Property Features
An East Lake Woodlands Beauty affording you Total Privacy in this quiet Cul de Sac. Over (1) Acre of Private Conservation Lot that backs to Brooker Creek Preserve. Built 1986
4 Bedrooms
3 Full Baths
2 Garage Spaces
Room Dimension
Living Room -15×15
Family Room -24×18
Dining Room -13×11
Kitchen -25×13
Master BR -18×13
2ndBR -12×11
3rd BR -12×10
4th BR -11×10
Property Details
LIVE IN TOTAL PRIVACY in the Heart of NORTH PINELLAS Home on QUIET Cul de Sac w/OverSized Lot,Back Yard like a LUSH LANDSCAPED PARK, over 1 acre of PRIVATE CONSERVATION that backs to BROOKER CREEK PRESERVE This Lovely Home has designer colors & Decorshows like a MODEL Enter Wood Leaded Glass Double Doors Lg Formal LivingRm w/2 Sets of French Doors OVERLOOKS LANAI & PRESERVE Formal DiningRm W/lots of Natural Light, Large Windows, SOARING CEILING,Crown Molding & Beautiful Lead Glass inserts LARGE Family Rm features Wet Bar w/Granite Counters & plenty of cabinets WOODBURNING FIREPLACE surrounded by Built-ins becomes a Center Piece FamilyRm & Breakfast Area w/ High Ceilings, SKY LIGHTS and French Doors Grand Kitchen w/Plenty of Paneled Cabinets, 2 Pantry Areas, Built in Desk, Appliance Garage, Large counters & Center Island w/Granite & Prep Sink. MASTER SUITE Opens to SITTING AREA & leads out to the Lanai and Pool Area Sitting Area could be Office, Workout Space or Nursery. Built-ins & Crown Molding are featured throughout the Suite. Master Bath has Double Sinks, Jetted Tub, Large WalkIn Shower,His & Her WalkIn closets & water closet with bidet. If you enjoy Entertaining this home is PERFECT w/screened OVERSIZED POOL & Wet bar w/ Granite Counters, New AC 02,New Roof w/all Skylights replaced in 03,Resurfed Pool w/Dimond Bright 04. Home Warranty
MLS ID T2309414
For Sale – Offered at $598,000
Property Features
Colonial Red Brick Design Home w/ Big Front Porch & 2nd Story Dormer located in a conservation area at Cypress Trails.
Built in 2002
5 Bedrooms
4 Full Baths
2 Car Garage Oversized Side Rear Entry Attached Door Opener
Room Dimension
Great Room - 31×18
Dining Room – 15×11
Kitchen – 21×14
Master BR - 18×17
Property Details
LOOKING for a UNIQUE HOME DESIGN? PERFECT for any FAMILY! Gorgeous WOODED LOT 1.33 Acres in CYPRESS TRAILS on POND near Everything yet feels like LIVING in the COUNTRY Surrounded by BROOKER CREEK PRESERVE Everyone falls in LOVE w/COLONIAL RED BRICKDesign Home w/BIG FRONT PORCH & 2nd Story Dormer Windows Beautiful Lush Green Yard & Landscaping Set back from the street provides Long Driveway great for Guests also leads to a Sideload Two Car OversGarage GREAT OPEN FLOOR PLAN/LIGHT & BRIGHT with 7′FRENCH DOORS & 8′FRENCH DOORS thruout & Large Windows looking over the TROPICAL POOL & POND. ENLARGED SCREENED ENCLOSURE w/ROOF COVERED Area has pavers w/coping around PEBBLE SHEEN POOL. Pool w/shallow Sundeck, Steps & Swimout Seats w/Tropical Palms as back drop. LOVELY VIEW overlooks your PRIVATE PARK & POND. HIGH/TRAY CEILINGS thruout W/COLUMNS & ARCHES divide rooms but keeps Open Concept Professional CUSTOM MOLDING around Walls & DoorFames & CUSTOM WAINSCOTING in the DiningRm & up the Staircase w/5″Baseboards all painted Highgloss White/clean contrast w/Soft Golden Color walls. Staggered MAPLE WOOD Cabinets/ GRANITE in Kitchen w/MAPLE WOODFloors thruout. DARK CHERRY WoodFloors in Study. 4/way BedRm Split LIVES WELL gives Privacy. 4Bedrooms/3Baths w/MasterBd/MBath Downstairs BONUSRM/5th BedRM/1 Bath Upstairs
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